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Privacy Policy

Effective Date: March 14, 2026

At NetWise, we believe that your financial data is your business and yours alone. This Privacy Policy explains our approach to data privacy and security.

1. 100% Local Data Storage

NetWise is designed as a "local-first" application. All financial data you enter into the app—including assets, debts, values, and goals—is stored exclusively on your device's local storage.

2. No Data Collection or Tracking

NetWise does not collect, share, or sell any personal or financial information. We do not use third-party tracking, analytics, or advertising frameworks that monitor your behavior within the app.

3. Data Security

Since your data is stored on your device, its security depends on the security of your hardware. We recommend using device-level security features such as passcodes, FaceID, or TouchID to protect your information.

4. Data Deletion

You have full control over your data. You can delete all your records at any time via the "Reset Data" option in the account settings, or by simply uninstalling the application from your device.

5. AI & Chat Privacy

Our AI-powered features are designed with your privacy in mind. We do not store or log any of your chat conversations on our servers.

6. Third-Party Services

NetWise may contain links to external websites (e.g., the official website or GitHub repository). We are not responsible for the privacy practices of those external sites.

7. Changes to This Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

8. Subscriptions

NetWise offers optional auto-renewable subscriptions for premium features. Payments are processed by Apple through your Apple ID account. We do not store or have access to your payment details.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at [email protected].